Are you a first-time homebuyer? Did you know that if you haven’t owned a property in the last three years that you are considered a first-time homebuyer?

Before the offer to purchase is created, you must be at least pre-qualified or, better yet, pre-approved by a lender, unless you are paying cash.

The easiest way to determine your estimated monthly mortgage payment is by talking to a lender. However, the calculator below can also help point you in the right direction.

Once your offer is accepted by the seller it starts the offer accepted period. You will be asked for a down payment, typically 1% of the purchase price, on the home you are purchasing which will be held with an attorney or settlement company and applied to the final purchase of your property.

Complete the form below and we'll create you a custom property search. Anytime when we find properties that match your specific criteria we’ll send you an email.

Are you thinking about buying? The video resources below cover many of the common questions that most people have during the home buying journey.

You've found your dream home, the seller has accepted your offer, your loan has been approved and you're eager to move into your new home.